Student Loans and Disability
Today, unfortunately, many students can only afford to attend classes at a college or university with the help of student loans. For students who take on large amounts of student loans and then find themselves disabled and unable to work as planned, one question that may weigh heavy on their mind is whether having their student loan debt discharged will influence Social Security Benefits.
The good news is that, no, if the Department of Education discharges your federal student loan, your benefits that you receive through the Social Security Administration (SSA) will not be affected.
In order to show that you are totally and permanently disabled, you can submit a SSA notice of award for your Social Security Disability Insurance (SSDI) or Supplemental Security Income (SSI) benefits. The letter will need to note that your next scheduled disability review will be within five to seven years from the date of your most recent SSA determination.
If you think this situation applies to you, please go here for further information and to see if you may qualify.
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